【金利】住宅ローンの変動金利と関連するその他の金利の動向
住宅ローンの変動金利は短期プライムレートに基づいて決定される。その短期プライムレートは銀行間のオーバーナイトレートに基づいて決定される。
住宅ローン優遇金利←基準金利←短期プライムレート←O/Nレート
そのほか長期プライムレートという固定金利の住宅ローンの指標金利となっている。
住宅ローンの変動金利データとその基準レートの2001年からの動き
日付 | 変動基準金利 | 変動最優遇金利 | 短期プライムレート | 長期プライムレート | 基準割引率 | O/N |
---|---|---|---|---|---|---|
2001/4/1 | 2.375 | 0.675 | 1.375 | 1.9 | 0.25 | 0.02 |
2001/5/1 | 2.375 | 0.675 | 1.375 | 1.85 | 0.25 | 0.02 |
2001/6/1 | 2.375 | 0.675 | 1.375 | 1.75 | 0.25 | 0.02 |
2001/7/1 | 2.375 | 0.675 | 1.375 | 1.6 | 0.25 | 0.01 |
2001/8/1 | 2.375 | 0.675 | 1.375 | 1.55 | 0.25 | 0.01 |
2001/9/1 | 2.375 | 0.675 | 1.375 | 1.65 | 0.1 | 0.005 |
2001/10/1 | 2.375 | 0.675 | 1.375 | 1.65 | 0.1 | 0.003 |
2001/11/1 | 2.375 | 0.675 | 1.375 | 1.7 | 0.1 | 0.002 |
2001/12/1 | 2.375 | 0.675 | 1.375 | 1.65 | 0.1 | 0.002 |
2002/1/1 | 2.375 | 0.675 | 1.375 | 1.85 | 0.1 | 0.001 |
2002/2/1 | 2.375 | 0.675 | 1.375 | 2 | 0.1 | 0.001 |
2002/3/1 | 2.375 | 0.675 | 1.375 | 2.2 | 0.1 | 0.002 |
2002/4/1 | 2.375 | 0.675 | 1.375 | 2.3 | 0.1 | 0.001 |
2002/5/1 | 2.375 | 0.675 | 1.375 | 2.1 | 0.1 | 0.001 |
2002/6/1 | 2.375 | 0.675 | 1.375 | 2.1 | 0.1 | 0.001 |
2002/7/1 | 2.375 | 0.675 | 1.375 | 1.95 | 0.1 | 0.002 |
2002/8/1 | 2.375 | 0.675 | 1.375 | 1.95 | 0.1 | 0.002 |
2002/9/1 | 2.375 | 0.675 | 1.375 | 1.9 | 0.1 | 0.005 |
2002/10/1 | 2.375 | 0.675 | 1.375 | 1.7 | 0.1 | 0.002 |
2002/11/1 | 2.375 | 0.675 | 1.375 | 1.6 | 0.1 | 0.002 |
2002/12/1 | 2.375 | 0.675 | 1.375 | 1.6 | 0.1 | 0.002 |
2003/1/1 | 2.375 | 0.675 | 1.375 | 1.65 | 0.1 | 0.002 |
2003/2/1 | 2.375 | 0.675 | 1.375 | 1.65 | 0.1 | 0.001 |
2003/3/1 | 2.375 | 0.675 | 1.375 | 1.55 | 0.1 | 0.002 |
2003/4/1 | 2.375 | 0.675 | 1.375 | 1.5 | 0.1 | 0.001 |
2003/5/1 | 2.375 | 0.675 | 1.375 | 1.4 | 0.1 | 0.001 |
2003/6/1 | 2.375 | 0.675 | 1.375 | 1.35 | 0.1 | 0.001 |
2003/7/1 | 2.375 | 0.675 | 1.375 | 1.25 | 0.1 | 0.002 |
2003/8/1 | 2.375 | 0.675 | 1.375 | 1.6 | 0.1 | 0.001 |
2003/9/1 | 2.375 | 0.675 | 1.375 | 1.5 | 0.1 | 0.002 |
2003/10/1 | 2.375 | 0.675 | 1.375 | 1.85 | 0.1 | 0.001 |
2003/11/1 | 2.375 | 0.675 | 1.375 | 1.65 | 0.1 | 0.001 |
2003/12/1 | 2.375 | 0.675 | 1.375 | 1.8 | 0.1 | 0.001 |
2004/1/1 | 2.375 | 0.675 | 1.375 | 1.7 | 0.1 | 0 |
2004/2/1 | 2.375 | 0.675 | 1.375 | 1.7 | 0.1 | 0.001 |
2004/3/1 | 2.375 | 0.675 | 1.375 | 1.6 | 0.1 | 0.001 |
2004/4/1 | 2.375 | 0.675 | 1.375 | 1.65 | 0.1 | 0 |
2004/5/1 | 2.375 | 0.675 | 1.375 | 1.7 | 0.1 | 0.001 |
2004/6/1 | 2.375 | 0.675 | 1.375 | 1.7 | 0.1 | 0.001 |
2004/7/1 | 2.375 | 0.675 | 1.375 | 1.9 | 0.1 | 0 |
2004/8/1 | 2.375 | 0.675 | 1.375 | 1.8 | 0.1 | 0.001 |
2004/9/1 | 2.375 | 0.675 | 1.375 | 1.75 | 0.1 | 0.001 |
2004/10/1 | 2.375 | 0.675 | 1.375 | 1.7 | 0.1 | 0.001 |
2004/11/1 | 2.375 | 0.675 | 1.375 | 1.7 | 0.1 | 0.001 |
2004/12/1 | 2.375 | 0.675 | 1.375 | 1.7 | 0.1 | 0.001 |
2005/1/1 | 2.375 | 0.675 | 1.375 | 1.55 | 0.1 | 0.001 |
2005/2/1 | 2.375 | 0.675 | 1.375 | 1.55 | 0.1 | 0.001 |
2005/3/1 | 2.375 | 0.675 | 1.375 | 1.55 | 0.1 | 0.002 |
2005/4/1 | 2.375 | 0.675 | 1.375 | 1.65 | 0.1 | 0.001 |
2005/5/1 | 2.375 | 0.675 | 1.375 | 1.55 | 0.1 | 0.001 |
2005/6/1 | 2.375 | 0.675 | 1.375 | 1.5 | 0.1 | 0.001 |
2005/7/1 | 2.375 | 0.675 | 1.375 | 1.45 | 0.1 | 0.001 |
2005/8/1 | 2.375 | 0.675 | 1.375 | 1.45 | 0.1 | 0.001 |
2005/9/1 | 2.375 | 0.675 | 1.375 | 1.6 | 0.1 | 0.001 |
2005/10/1 | 2.375 | 0.675 | 1.375 | 1.55 | 0.1 | 0.001 |
2005/11/1 | 2.375 | 0.675 | 1.375 | 1.8 | 0.1 | 0.001 |
2005/12/1 | 2.375 | 0.675 | 1.375 | 1.9 | 0.1 | 0.001 |
2006/1/1 | 2.375 | 0.675 | 1.375 | 1.85 | 0.1 | 0.001 |
2006/2/1 | 2.375 | 0.675 | 1.375 | 1.8 | 0.1 | 0.001 |
2006/3/1 | 2.375 | 0.675 | 1.375 | 2 | 0.1 | 0.002 |
2006/4/1 | 2.375 | 0.675 | 1.375 | 2.1 | 0.1 | 0.002 |
2006/5/1 | 2.375 | 0.675 | 1.375 | 2.45 | 0.1 | 0.02 |
2006/6/1 | 2.375 | 0.675 | 1.375 | 2.5 | 0.1 | 0.036 |
2006/7/1 | 2.375 | 0.675 | 1.375 | 2.45 | 0.4 | 0.155 |
2006/8/1 | 2.375 | 0.675 | 1.375 | 2.65 | 0.4 | 0.25 |
2006/9/1 | 2.375 | 0.675 | 1.675 | 2.5 | 0.4 | 0.261 |
2006/10/1 | 2.625 | 0.925 | 1.675 | 2.3 | 0.4 | 0.254 |
2006/11/1 | 2.625 | 0.925 | 1.675 | 2.35 | 0.4 | 0.257 |
2006/12/1 | 2.625 | 0.925 | 1.675 | 2.35 | 0.4 | 0.255 |
2007/1/1 | 2.625 | 0.925 | 1.675 | 2.35 | 0.4 | 0.267 |
2007/2/1 | 2.625 | 0.925 | 1.675 | 2.4 | 0.75 | 0.357 |
2007/3/1 | 2.625 | 0.925 | 1.875 | 2.3 | 0.75 | 0.509 |
2007/4/1 | 2.625 | 0.925 | 1.875 | 2.2 | 0.75 | 0.511 |
2007/5/1 | 2.625 | 0.925 | 1.875 | 2.25 | 0.75 | 0.521 |
2007/6/1 | 2.625 | 0.925 | 1.875 | 2.25 | 0.75 | 0.51 |
2007/7/1 | 2.625 | 0.925 | 1.875 | 2.45 | 0.75 | 0.499 |
2007/8/1 | 2.625 | 0.925 | 1.875 | 2.55 | 0.75 | 0.485 |
2007/9/1 | 2.625 | 0.925 | 1.875 | 2.55 | 0.75 | 0.51 |
2007/10/1 | 2.875 | 1.175 | 1.875 | 2.25 | 0.75 | 0.506 |
2007/11/1 | 2.875 | 1.175 | 1.875 | 2.45 | 0.75 | 0.5 |
2007/12/1 | 2.875 | 1.175 | 1.875 | 2.2 | 0.75 | 0.497 |
2008/1/1 | 2.875 | 1.175 | 1.875 | 2.3 | 0.75 | 0.502 |
2008/2/1 | 2.875 | 1.175 | 1.875 | 2.1 | 0.75 | 0.504 |
2008/3/1 | 2.875 | 1.175 | 1.875 | 2.15 | 0.75 | 0.511 |
2008/4/1 | 2.875 | 1.175 | 1.875 | 2.1 | 0.75 | 0.506 |
2008/5/1 | 2.875 | 1.175 | 1.875 | 2.1 | 0.75 | 0.505 |
2008/6/1 | 2.875 | 1.175 | 1.875 | 2.4 | 0.75 | 0.509 |
2008/7/1 | 2.875 | 1.175 | 1.875 | 2.45 | 0.75 | 0.503 |
2008/8/1 | 2.875 | 1.175 | 1.875 | 2.4 | 0.75 | 0.504 |
2008/9/1 | 2.875 | 1.175 | 1.875 | 2.25 | 0.75 | 0.495 |
2008/10/1 | 2.875 | 1.175 | 1.875 | 2.3 | 0.5 | 0.487 |
2008/11/4 | 2.875 | 1.175 | 1.875 | 2.35 | 0.5 | 0.301 |
2008/11/17 | 2.675 | 0.975 | 1.675 | 2.4 | 0.5 | 0.301 |
2008/12/1 | 2.675 | 0.975 | 1.675 | 2.4 | 0.3 | 0.211 |
2009/1/5 | 2.675 | 0.975 | 1.475 | 2.4 | 0.3 | 0.12 |
2009/1/13 | 2.475 | 0.775 | 1.475 | 2.25 | 0.3 | 0.12 |
2009/2/1 | 2.475 | 0.775 | 1.475 | 2.25 | 0.3 | 0.111 |
2009/3/1 | 2.475 | 0.775 | 1.475 | 2.25 | 0.3 | 0.1 |
2009/4/1 | 2.475 | 0.775 | 1.475 | 2.25 | 0.3 | 0.104 |
2009/5/1 | 2.475 | 0.775 | 1.475 | 2.3 | 0.3 | 0.102 |
2009/6/1 | 2.475 | 0.775 | 1.475 | 2.1 | 0.3 | 0.104 |
2009/7/1 | 2.475 | 0.775 | 1.475 | 2.1 | 0.3 | 0.102 |
2009/8/1 | 2.475 | 0.775 | 1.475 | 1.9 | 0.3 | 0.106 |
2009/9/1 | 2.475 | 0.775 | 1.475 | 1.95 | 0.3 | 0.102 |
2009/10/1 | 2.475 | 0.775 | 1.475 | 1.8 | 0.3 | 0.106 |
2009/11/1 | 2.475 | 0.775 | 1.475 | 1.7 | 0.3 | 0.105 |
2009/12/1 | 2.475 | 0.775 | 1.475 | 1.85 | 0.3 | 0.101 |
2010/1/1 | 2.475 | 0.775 | 1.475 | 1.65 | 0.3 | 0.096 |
2010/2/1 | 2.475 | 0.775 | 1.475 | 1.65 | 0.3 | 0.101 |
2010/3/1 | 2.475 | 0.775 | 1.475 | 1.65 | 0.3 | 0.097 |
2010/4/1 | 2.475 | 0.775 | 1.475 | 1.6 | 0.3 | 0.093 |
2010/5/1 | 2.475 | 0.775 | 1.475 | 1.65 | 0.3 | 0.091 |
2010/6/1 | 2.475 | 0.775 | 1.475 | 1.6 | 0.3 | 0.095 |
2010/7/1 | 2.475 | 0.775 | 1.475 | 1.45 | 0.3 | 0.094 |
2010/8/1 | 2.475 | 0.775 | 1.475 | 1.45 | 0.3 | 0.095 |
2010/9/1 | 2.475 | 0.775 | 1.475 | 1.3 | 0.3 | 0.091 |
2010/10/1 | 2.475 | 0.775 | 1.475 | 1.45 | 0.3 | 0.091 |
2010/11/1 | 2.475 | 0.775 | 1.475 | 1.3 | 0.3 | 0.091 |
2010/12/1 | 2.475 | 0.775 | 1.475 | 1.4 | 0.3 | 0.087 |
2011/1/1 | 2.475 | 0.775 | 1.475 | 1.6 | 0.3 | 0.085 |
2011/2/1 | 2.475 | 0.775 | 1.475 | 1.5 | 0.3 | 0.093 |
2011/3/1 | 2.475 | 0.775 | 1.475 | 1.65 | 0.3 | 0.085 |
2011/4/1 | 2.475 | 0.775 | 1.475 | 1.6 | 0.3 | 0.062 |
2011/5/1 | 2.475 | 0.775 | 1.475 | 1.7 | 0.3 | 0.069 |
2011/6/1 | 2.475 | 0.775 | 1.475 | 1.55 | 0.3 | 0.069 |
2011/7/1 | 2.475 | 0.775 | 1.475 | 1.5 | 0.3 | 0.073 |
2011/8/1 | 2.475 | 0.775 | 1.475 | 1.5 | 0.3 | 0.081 |
2011/9/1 | 2.475 | 0.775 | 1.475 | 1.35 | 0.3 | 0.08 |
2011/10/1 | 2.475 | 0.775 | 1.475 | 1.4 | 0.3 | 0.081 |
2011/11/1 | 2.475 | 0.775 | 1.475 | 1.4 | 0.3 | 0.077 |
2011/12/1 | 2.475 | 0.775 | 1.475 | 1.4 | 0.3 | 0.078 |
2012/1/1 | 2.475 | 0.775 | 1.475 | 1.4 | 0.3 | 0.08 |
2012/2/1 | 2.475 | 0.775 | 1.475 | 1.4 | 0.3 | 0.085 |
2012/3/1 | 2.475 | 0.775 | 1.475 | 1.4 | 0.3 | 0.084 |
2012/4/1 | 2.475 | 0.775 | 1.475 | 1.35 | 0.3 | 0.075 |
2012/5/1 | 2.475 | 0.775 | 1.475 | 1.35 | 0.3 | 0.084 |
2012/6/1 | 2.475 | 0.775 | 1.475 | 1.3 | 0.3 | 0.076 |
2012/7/1 | 2.475 | 0.775 | 1.475 | 1.3 | 0.3 | 0.084 |
2012/8/1 | 2.475 | 0.775 | 1.475 | 1.25 | 0.3 | 0.086 |
2012/9/1 | 2.475 | 0.775 | 1.475 | 1.25 | 0.3 | 0.085 |
2012/10/1 | 2.475 | 0.775 | 1.475 | 1.25 | 0.3 | 0.085 |
2012/11/1 | 2.475 | 0.775 | 1.475 | 1.25 | 0.3 | 0.086 |
2012/12/1 | 2.475 | 0.775 | 1.475 | 1.2 | 0.3 | 0.082 |
2013/1/1 | 2.475 | 0.775 | 1.475 | 1.2 | 0.3 | 0.083 |
2013/2/1 | 2.475 | 0.775 | 1.475 | 1.2 | 0.3 | 0.087 |
2013/3/1 | 2.475 | 0.775 | 1.475 | 1.15 | 0.3 | 0.078 |
2013/4/1 | 2.475 | 0.775 | 1.475 | 1.15 | 0.3 | 0.072 |
2013/5/1 | 2.475 | 0.775 | 1.475 | 1.2 | 0.3 | 0.073 |
2013/6/1 | 2.475 | 0.775 | 1.475 | 1.25 | 0.3 | 0.074 |
2013/7/1 | 2.475 | 0.775 | 1.475 | 1.3 | 0.3 | 0.073 |
2013/8/1 | 2.475 | 0.775 | 1.475 | 1.35 | 0.3 | 0.073 |
2013/9/1 | 2.475 | 0.775 | 1.475 | 1.3 | 0.3 | 0.072 |
2013/10/1 | 2.475 | 0.775 | 1.475 | 1.3 | 0.3 | 0.07 |
2013/11/1 | 2.475 | 0.775 | 1.475 | 1.2 | 0.3 | 0.073 |
2013/12/1 | 2.475 | 0.775 | 1.475 | 1.2 | 0.3 | 0.074 |
2014/1/1 | 2.475 | 0.775 | 1.475 | 1.2 | 0.3 | 0.073 |
2014/2/1 | 2.475 | 0.775 | 1.475 | 1.25 | 0.3 | 0.077 |
2014/3/1 | 2.475 | 0.775 | 1.475 | 1.2 | 0.3 | 0.072 |
2014/4/1 | 2.475 | 0.775 | 1.475 | 1.2 | 0.3 | 0.065 |